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Your savings journey starts here
Reaching your savings goals starts with a plan. If you’re unsure how to get started, these age-based tips can help point you in the right direction.
Ready to move forward?
No matter your timeline, the right tools can help you reach your goals. Set a clear target, automate your savings and revisit your plan as your life changes.
Explore these resources today and take a step closer to what matters most.
Short-term goals (0-2 years)
Short-term goals focus on what you want to achieve in the next few years. Whether that’s taking a trip, paying down credit cards or building an emergency fund, with a clear plan these goals can feel much more attainable.
Here are a few ways you can make that happen:
Mid-term goals (2-5 years)
Mid-term goals often include major milestones like buying a car, paying for a child’s education or saving for a home down payment. With a longer time horizon than short-term goals, it’s important to revisit and adjust your savings plan as your needs change.
Long-term goals (5+ years)
Long-term goals reflect your bigger vision for the future, like saving for retirement or paying off a mortgage. With clear goals, a solid plan and patience, steady progress can add up over time.
More saving resources
No matter how small, every action you take to keep more cash, manage debt or save for retirement helps strengthen your financial foundation and support a more secure future.
Take action now. It matters.
What you do today could make a big difference for your tomorrow. Find out where you stand right now and what actions you could take to help improve your financial future.
1Lending Tree Article: Most Americans Can’t Cover a $1,000 Emergency With Savings
RO 5141851 (01/2026)