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Index annuities

Discover a powerful solution for today’s market

Want to grow assets and increase income in changing interest rate environments? Let us show you how adding an index annuity may help you do both.

Help secure a brighter future with protected growth and lifetime income

Double or match your interest earned for more lifetime income

A Power Series Index Annuity with Lifetime Income Plus Multiplier Flex® can help you:

  • Increase income with income credit rates that:

    • Double (x2) the interest earned before starting income
    • Match (x1) the interest earned after lifetime income begins
  • Guarantee lifetime withdrawals of up to 7.35% per year — available for single owners aged 75 or older
  • Grow assets based partly on index returns
  • Protect your principal against market downturns

Guarantee growth of your future income

A Power Series Index Annuity with Lifetime Income Max® can help you:

  • Guarantee rising income with 10% income credits every year that you defer income
  • Secure annual withdrawals of up to 7.35% for life (age 75+, single life)
  • Accumulate assets based partly on the performance of an index
  • Protect your principal from downside risk

Important Information

Index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the claims-paying ability of the issuing insurance company.  

They provide the potential for interest to be credited based in part on the performance of a specified index, without the risk of loss of premium due to market downturns or fluctuations. Index annuities may not be appropriate for all individuals. There are no guarantees that income will keep up with or outpace inflation. In flat or down markets, you may not earn index interest. Principal can be reduced due to fees and withdrawals. Lifetime income features are generally optional and available at contract issue for an annual fee.

Income credits are added to the Income Base, the amount which lifetime income is based upon. The Income Base is not a contract value and cannot be withdrawn in part or as a lump sum. Rates listed above are subject to change prior to contract issuance. Please see the Owner Acknowledgment and Disclosure Statement for more information.

An initial Purchase Payment is the money you give us to purchase a contract. The following contains the minimum dollar amount for the initial Purchase Payment: 

For Qualified and Non-Qualified Contracts, Minimum Initial Purchase Payment is $25,000. If you purchase your contract through certain broker-dealers, the minimum initial Purchase Payment may be higher than the amounts shown. 

Policy form numbers: 

AGL:  AG-800 (12/12) and AG-801 (12/12)

VALIC: V-800 (12/14)


M6395IAD (9/22)

Explore more annuity options

Variable annuities

Invest for growth opportunities while providing for your beneficiaries and securing income you can’t outlive.

Fixed annuities

Guarantee growth at a fixed rate with no market risk and protected income for life.