Find out if one these tax-free income strategies may make sense for you
Part of a tax-smart game plan for retirement is to consider tax-free income strategies, which can be an important component of your overall retirement portfolio.
Take action for your financial future
As you prepare for your financial future, it may make sense to periodically review your retirement savings and investment strategies from a tax perspective.
- Identify tax-savvy opportunities with your financial and tax professionals. They can be good resources for evaluating your tax liabilities and potentially identifying ways of reducing your tax burden in the future.
- Discuss tax-free investments with your financial professional – such as Roth IRAs, tax-exempt bonds, and certain life insurance products – and see if they may make sense for you.
Action is everything. Talk to your financial and tax professionals about tax-smart strategies for retirement today.
1 Keep in mind, interest rates and bond prices typically move inversely to each other. Therefore, as with any bond, the value of the investment may go up or down in response to changes in interest rates.
2 It is important to note that mutual funds are subject to investment risks and are not backed by the U.S. government. Please carefully read a fund’s prospectus for details on the fees, expenses and risks of the fund(s).
3 Tax impacts are different if the life insurance policy is considered a modified endowment contract (MEC). Please discuss with your legal, tax or financial professional if you have questions.
Please seek the advice of an independent tax professional or attorney for more complete information concerning your particular circumstances and any tax statements made in this material.
Guarantees are backed by the claims paying ability of the issuing insurance company.
Investing involves risk, including the possible loss of principal. Investment values will fluctuate and there is no assurance that the objective of any fund will be achieved. Mutual fund shares are redeemable at the then-current net asset value, which may be more or less than their original cost.
Investors should carefully assess the risks associated with an investment in the fund.