3 steps to figuring out your net cash flow

  • Total your monthly income. Include your salary and any income you might have from investments, Social Security, pensions, and other sources. 
  • Total your monthly expenses. Factor in basic living expenses such as food and utilities, as well as discretionary costs for travel and entertainment. Also include healthcare costs, taxes and insurance. 
  • Subtract your expenses from your income. The result is your net cash flow. 

If your net cash flow is negative, you'll have an "income gap." Ask your financial professional how a fixed annuity can help you close this gap with guaranteed interest earnings and protected income for life.

Contact your financial professional for more information.