Your life insurance needs are specific to your situation. To find the right amount of protection, explore your unique needs and resources.

Immediate cash needs

After you’re gone, your loved ones may need help with:

  • Funeral expenses
  • Medical bills
  • Paying off mortgage

Ongoing income required

Consider living costs over a long time. Death benefits paid can earn interest in an account to help cover future expenses such as:

  • College tuition
  • Support of adult children
  • Care for elderly family members

Other available resources

These may include:

  • Social Security benefits
  • Surviving spouse’s earned income
  • Existing life insurance
  • Existing assets

There’s a lot to consider when deciding how much life insurance you need.

Use our guide as a starting point. Then connect with a financial professional to put the plan in place.