Immediate cash needs

After you’re gone, your loved ones may need help with:

  • Funeral expenses
  • Medical bills
  • Paying off mortgage

Ongoing income required

Consider living costs over a long time. Death benefits paid can earn interest in an account to help cover future expenses such as:

  • College tuition
  • Support of adult children
  • Care for elderly family members

Other available resources

These may include:

  • Social Security benefits
  • Surviving spouse’s earned income
  • Existing life insurance
  • Existing assets

There’s a lot to consider when deciding how much life insurance you need.

Use our guide as a starting point. Then connect with a financial professional to put the plan in place.