For example, the S&P 500® Index increased more than 600% from 1995-2021.1 But market downturns can occur at any time. Looking back more than 100 years, stocks have experienced corrections of -10% or more about once a year, and bear markets of -20% or more, on average, more than twice a decade.2 That’s why it’s important to look for ways to protect your income from down markets.

Consider a Polaris variable annuity to help protect your income from downside risk:

Stock market volatility since 1900

Dips
(Decline of 5% or more)2		Corrections
(Decline of 10% or more)2		Bear markets
(Decline of 20% or more)2
41212833
3.4 per year31.1 per year3Once every 3.7 years3

Our Polaris variable annuities and their optional lifetime income features offer you the ability to:

  • Protect your retirement income from market losses, no matter when they occur
  • Participate in the upside growth potential of the market
  • Guarantee your income for life, even if your account value is depleted in a down market4

Contact your financial professional for more information.

Please note that a variable annuity is subject to investment risk, including the possible loss of principal. Past performance does not guarantee future results.