Fee Disclosure

Annual Fee Disclosure Notices

This disclosure contains important information about the investment options offered in BAXTER REGIONAL MEDICAL.

Federal regulations require that you receive this information. More importantly, this information can assist you in making critical decisions regarding your retirement plan including how much to contribute and how to invest your account — decisions which are key to the success of your retirement savings.

Please review these materials carefully. Although no action is required at this time, please keep this information available when managing or monitoring any account you may have in the plan.

403(b) plan

• Annual Participant Fee Disclosure
• Notice of Universal Availability Plan Notice
• Summary Annual Report
• Qualified Default Investment Alternative Notice

401(a) plan

• Annual Participant Fee Disclosure
• Qualified Default Investment Alternative Notice
• Summary Annual Report