Term Life Insurance

Tailor-made for your clients

Affordable, dependable coverage they can count on.

Offer Term life on their terms

Coverage for the time needed

Offer your clients the right term period to fit their needs and budget. We offer 18 term periods starting at 10 years to 35 years. Specifically, terms are for 10, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30 and 35 years. Save your clients money by having them buy what they need, for how long they need it.

Partner with us


Term life can help you better serve your clients and grow your business.

Take the first step with us.

 

Already a partner with us?

We’re here to help.

Call our Sales Desk at 888-416-4924, option 2

Is term life insurance right for me?

If you have a family, people who depend on your income, or a mortgage to pay, then term life insurance is right for you. It provides coverage for a specific amount of time—you choose the number of years. This type of life insurance can help protect loved ones if something unexpected happens to you. It also allows you the option to extend your policy later in life when your financial needs change—or to eliminate the need for it altogether.

Is term life insurance expensive?

Term life insurance is one of the most affordable life insurance products available. And it’s important to consider how not having coverage can affect your family and beneficiaries.  Having a term policy in place can give you the peace of mind that comes with having life insurance coverage — at affordable rates. You might be surprised at how affordable it is – especially when you consider the benefit. . Get started today with a quote from AIG Direct (working to become Corebridge Direct).

Is term life insurance right for me?

If you have a family, people who depend on your income, or a mortgage to pay, then term life insurance is right for you. It provides coverage for a specific amount of time—you choose the number of years. This type of life insurance can help protect loved ones if something unexpected happens to you. It also allows you the option to extend your policy later in life when your financial needs change—or to eliminate the need for it altogether.

 

Is term life insurance expensive?

Term life insurance is one of the most affordable life insurance products available. And it’s important to consider how not having coverage can affect your family and beneficiaries.  Having a term policy in place can give you the peace of mind that comes with having life insurance coverage — at affordable rates. You might be surprised at how affordable it is – especially when you consider the benefit. Get started today with a quote from AIG Direct (working to become Corebridge Direct).

Term policies issued in 24-48 hours1

Research shows that nearly 40 percent of Americans would be more motivated to buy life insurance if their application could be approved within 24-48 hours.2

Our SimpliNow ChoiceSM submission platform does just that with our client-completed process on our core Term product with top conversion privileges, at the same competitive price.

Our Term life insurance policies offer clients flexible, customized term options with the convenience of simplified underwriting. Agile Underwriting+ (AU+) is our streamlined underwriting process that provides a path to policy approval that may not require an exam, labs or APS records.


1 Application submitted via SimpliNow Choice platform on iPipeline. Client approved as applied for, completes the submission process and is eligible for eDelivery.

2 Corebridge Financial Life Insurance Insights and Awareness Survey, 2024

What is term life insurance?

As the name indicates, term life insurance provides policyholders with coverage for a specified period of time. It is generally more affordable than permanent life insurance products and can offer important protection for your family and loved ones. When the term ends, this type of coverage can be renewed or converted to permanent life insurance coverage, depending on the specific policy. Renewals or conversions may require an approval process to obtain new coverage.

Term life insurance is a good and affordable solution for those looking for coverage for a fixed period of time and who may not be able to afford longer-term permanent insurance coverage. It can offers flexibility in pricing depending on the level term selected, such as annually renewable pricing or fixed terms for periods of time such as 10-, 15- or 20-year level term. 

Conversion Options

Offer your clients the option to convert their term plan to a permanent life policy if available for their term plan and it's an option they want to consider. Full convertibility to a permanent plan is available up to the end of the level-premium period (or attainable at age 70 of the insured, whichever comes first). We offer this conversion option without evidence of insurability or additional underwriting.

Partner with us

Term life can help you better serve your clients and grow your business. Take the first step with us.

Represent us

Already a partner?

We’re here to help.

Call our Sales Desk at 888-416-4924, option 2