Permanent life insurance

Secure a better life ahead

Today's modern life insurance is designed around your needs. In addition to money passed down to your beneficiaries, permanent life insurance can help build wealth over time—and give extra income while you're still around to enjoy it.

Lifelong flexibility and protection for your clients

Your clients' needs are constantly changing — and a universal life insurance policy can change along with them, allowing opportunities to:

  • Access money from a policy during their lifetime, and provide benefits for loved ones after they’re gone
  • Make their dreams a reality with the flexibility of designing their policy the way they want it
  • Supplement retirement, start a business, pay for a wedding – life insurance can help with these and other expenses along the way
  • Quickly get coverage with a simple approval process

Fast decisions for fast-paced lives

Our Agile Underwriting+ program provides a means to a faster decision on permanent applications with opportunities for no exams, labs or attending physical statements.

Partner with us

Do you want to be part of a team that makes lives better? If that’s your passion too, we want to hear from you.

Take the first step with us.

Represent us

Already a partner with us?

We’re here to help.
 

Call our Sales Desk at 800-677-3311, option 2

Based on current federal income tax law.  Assumes the use of withdrawals to basis and/or policy loans. If the policy is classified as a modified endowment contract (see IRC section 7702A), withdrawals or loans are subject to regular income tax and an additional 10% tax penalty may apply if taken prior to age 59 ½.